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How we verify every plot

Every listing on Land and More is checked before it goes public, and its badge says how far the checks went: ID, documents, site or title. You see the evidence. You decide the risk.

The five tiers

Tier 0 is the intake state that never goes public. Tiers 1 to 4 are what you'll encounter on the site, each one layers a deeper check on top of the last.

  • Unverified
    Tier 0
    Unverified
    Never public

    Tier 0 listings sit in our intake queue until the seller completes at least ID verification. You will never see a Tier 0 listing on Land and More.

    • Awaiting seller ID check
    • No documents on file
    • No site survey completed
    Assigned
    Not published
    Performed by
    Nobody yet
  • ID Verified
    Tier 1
    ID verified

    A member of the Land and More team reviewed the seller's NIN slip or card. The listing goes public, but we flag it as ID-only so buyers know documents haven't been reviewed yet.

    • NIN slip or card reviewed by our team
    • Seller contact details on file
    • NIN not checked against NIMC records
    Assigned
    At listing approval
    Performed by
    Land and More team
  • Documents Checked
    Tier 2
    Documents checked

    A legal practitioner reviews the title deed, survey plan and any receipts or consents the seller supplied, and records what was found. You see what is on file and who signed off.

    • Title deed present and legible
    • Survey plan matches deed description
    • Chain-of-ownership paperwork reviewed
    Assigned
    On the reviewer's record
    Performed by
    A legal practitioner, named on the listing
  • Site Verified
    Tier 3
    Site verified

    A surveyor visits the plot, confirms GPS coordinates, walks the boundary, photographs access roads and reports what was found. Any concern is recorded as a risk flag on the listing.

    • On-site visit with timestamped photos
    • GPS coordinates confirmed against deed
    • Boundary walked and measured
    • Access road and signposting checked
    Assigned
    On the surveyor's report
    Performed by
    A surveyor, named on the listing
  • Title Check Pack
    Tier 4
    Title Check Pack (PlotShield)

    Our deepest check. A search is run at the relevant land registry and its result recorded, Governor's Consent or C of O status is confirmed, and a bound PlotShield pack is produced: the document buyers carry into conveyancing. Annual refresh recommended.

    • Search run at the relevant land registry
    • Governor's Consent or C of O status confirmed
    • Encumbrance and lis pendens search
    • Bound PlotShield report delivered to buyer
    Assigned
    On delivery of the pack
    Performed by
    A legal practitioner, named on the listing

Tier-by-tier detail

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TIER 00: Pending review queue (admin-only view)
UnverifiedTier 00

Tier 0: Unverified intake

Tier 0 is the holding state. Sellers who submit a listing but haven't completed any verification step sit here. These listings are never published to the public site.

What's included
  • Listing data captured
  • Seller contact recorded
  • Holding queue, no public exposure
  • Awaiting at least Tier 1 ID verification
What you see
  • Nothing: Tier 0 listings are not visible on the public site
  • Sellers see their own listing in pending state from their dashboard
Best for

Not applicable to buyers. Tier 0 is internal-only; buyers will never encounter Tier 0 listings.

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TIER 01: Identity verification in progress
ID VerifiedTier 01

Tier 1: Seller identity verified

The seller submits their 11-digit NIN and a photo or scan of the NIN slip or card. A member of the Land and More team reviews that image and marks the record verified. Nothing is looked up against NIMC records.

What's included
  • 11-digit NIN submitted by the seller
  • NIN slip or card image reviewed by the Land and More team
  • NIN stored as a hash and its last four digits, never the raw number
  • Seller contact details on file
What you see
  • ID verified badge on listing
  • Seller name displayed
  • Verification date and tier, where recorded
  • Documents shown as not part of this tier
Best for

Initial buyer reassurance, useful for shortlisting, not for transferring funds. Pair with at least Tier 2 before serious negotiation.

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TIER 02: Document review by a legal practitioner
Documents CheckedTier 02

Tier 2: Property documents reviewed

A legal practitioner reviews the title deed, survey planA surveyor-drawn, officially lodged map that pins down a plot's exact size, boundaries and coordinates., and ownership documents the seller supplied, and records what was found: whether each document is present, legible and consistent with the others.

What's included
  • Title deed reviewed for presence, legibility and consistency with the survey plan
  • Survey plan reviewed against the deed's description of the plot
  • Chain-of-ownership documented from current seller back to original allocation
  • Government consent or assignment documentation reviewed (where applicable)
  • Performed by a legal practitioner, who is named on the listing's verification record
What you see
  • Documents checked badge
  • The reviewer's name on the verification record
  • The documents on file listed in the listing detail
  • Date of review displayed
Best for

Buyers ready to negotiate but not yet ready to commit. Strong indicator that the seller's paperwork is complete and consistent.

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TIER 03: On-site survey at plot boundary
Site VerifiedTier 03

Tier 3: Property physically inspected

A surveyor visits the plot, confirms GPS coordinates against the documented boundary, walks the perimeter, photographs access roads and signposting, and reports what was found. Any concern is recorded as a risk flag on the listing.

What's included
  • GPS coordinates confirmed against documented boundary
  • Site visit with timestamped photographs
  • Boundary walked and measured
  • Access road and signposting checked
  • Any concern recorded as a risk flag on the listing
  • Performed by a surveyor, who is named on the listing's verification record
What you see
  • Site verified badge
  • The surveyor's name on the verification record
  • The plot's location on the map
  • Any risk flag recorded from the visit
  • Date of the visit and its valid-until date
Best for

Buyers serious about a specific plot. Confirms the land you're looking at on the map exists, is accessible, and matches the documented boundary.

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TIER 04: Title pack documentation from the land registry
Title Check PackTier 04

Tier 4: Title check pack delivered

The deepest verification. A search is run at the relevant land registry and its result recorded: Governor's ConsentThe state governor's official approval of a land transfer, required for a sale of titled land to be fully recognised in law. or Certificate of OccupancyA Certificate of Occupancy: the document a state government issues to formally grant and recognise your right to hold a piece of land, normally for a 99-year term. status is confirmed, encumbrance and lis pendens searches are run, and a bound PlotShieldOur Tier 4 pack: a search at the relevant land registry, Governor's Consent confirmation, and a bound report you carry into conveyancing. title pack is produced.

What's included
  • Search run at the relevant land registry and its result recorded
  • Governor's Consent or C of O status confirmed
  • EncumbranceA claim or debt attached to a plot, charges, mortgages or caveats, that can limit what a new owner may do with it. search (charges, mortgages, caveats)
  • Lis pendensA search for active litigation, any live court case over the land, so you don't inherit someone else's dispute. search (active litigation)
  • Bound PlotShield report delivered to buyer
  • Annual refresh recommended
  • Performed by a legal practitioner, who is named on the listing's verification record
What you see
  • PlotShield title pack badge (gold)
  • The name of whoever ran the search on the verification record
  • Date of the search and its valid-until date
  • The documents on file listed in the listing detail
Best for

Serious buyers ready to commit. The title pack is what your lawyer would gather during due diligence, already done, time-stamped, and indexed.

How it works

  1. 01
    Seller intake

    Seller uploads ID, title deed, survey plan, and the plot's GPS pin.

  2. 02
    Verification for the tier

    A legal practitioner or surveyor runs the checks for the requested tier and records what was found.

  3. 03
    Admin approval

    Land and More reviews the evidence and either approves or sends it back.

  4. 04
    Listing goes public

    The plot appears on the site with its tier badge, evidence summary, and any risk flags.

  1. 01
    Seller intake

    Seller uploads ID, title deed, survey plan, and the plot's GPS pin.

  2. 02
    Verification for the tier

    A legal practitioner or surveyor runs the checks for the requested tier and records what was found.

  3. 03
    Admin approval

    Land and More reviews the evidence and either approves or sends it back.

  4. 04
    Listing goes public

    The plot appears on the site with its tier badge, evidence summary, and any risk flags.

How verification holds up in practice

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Risk flag recorded in the admin review queue
Risk flags

Concerns are recorded where you can see them

When a document review, a site visit or a report to our team turns up a concern, our team records it as a risk flag on the listing, and you see it before you enquire. A listing with an active dispute is not published; if one surfaces after publication, the listing is delisted.

How risk flags work
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Surveyor on site with verification equipment
Human review

Real people check every detail

Verification isn't an algorithm. Each tier is performed by people: our team reviews the seller's NIN slip or card, a surveyor walks the plot, a legal practitioner reviews the deed, and an admin approves every listing. You see who did the work and when.

Who does the verification
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Verification record displayed in listing detail
Transparency

You see exactly what was verified

Every listing carries its verification record openly: which tier, who performed the check, which date, which documents. No black-box badges, no vague trust scores. The evidence is visible in the listing detail page.

See an example listing
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PlotShield bound title pack, sample
What verification isn't

Buy with real assurance, not marketing

Verification documents what's been checked, it isn't title insurance, and it isn't a guarantee. The PlotShield title pack is the documentation your lawyer would gather during due diligence; we deliver it earlier and bound. Final liability remains with the parties to the transaction.

Read the disclaimer

Who does the verification

Tier 1 is our own team: a member of Land and More staff reviews the seller's NIN slip or card. Tier 2 is a legal practitioner reviewing the documents the seller supplied. Tier 3 is a surveyor visiting the plot. Tier 4 is a search at the relevant land registry. The person or firm who performed each check is named on the listing's verification record, with the date it was recorded.

Risk flags

Verified doesn't mean flawless. Risk flags annotate a listing with the things a careful buyer would ask about anyway: old surveys, pending confirmations, access issues. Three colours, three meanings.

  • Clear

    Every required check passed with no outstanding concerns. Typical of most Tier 3 and Tier 4 listings in the feed.

  • Minor concern

    Worth a conversation, not a blocker. Examples: a survey plan older than five years, a pending Governor's Consent confirmation, or a missing access-road signpost. Listings such as LAM-26-OG-00005 carry amber cards for exactly this kind of issue.

  • Active dispute

    Red-flagged listings are never published publicly. If a red flag surfaces after a listing goes live, we delist it immediately and notify anyone who has filed an enquiry on it.

What verification doesn't do

Three things buyers sometimes assume but shouldn't. Real estate involves risk; verification reduces it without eliminating it.

  1. I

    Verification is not insurance.

    If a fraudulent claim emerges after purchase, your verification record is documentation, not coverage. We help you build a strong case; we don't underwrite it.

  2. II

    We don't appraise property values.

    Listing prices are seller-determined. We record what was checked about the plot and its documents. We do not opine on whether the asking price is fair.

  3. III

    Verification dates matter.

    A title pack confirms status as of the verification date. Land registry records change. For high-value plots, request a refresh before final commitment; we make this easy from your dashboard.

Frequently asked

What does each verification tier mean?+
Tier 1 means a member of our team reviewed the seller's NIN slip or card. Tier 2 adds a legal practitioner's review of the title deed and survey plan the seller supplied. Tier 3 adds a surveyor's visit to the plot itself. Tier 4 is the full PlotShield pack: a search at the relevant land registry, Governor's Consent confirmation, and a bound report you carry into conveyancing. Whoever performed a check is named on the listing's verification record.
How long does verification take?+
Tier 1 is assigned when our team approves the listing. Tiers 2 to 4 are assigned once the evidence from the document review, the site visit or the registry search has been recorded, and Tier 4 also waits on the land registry. A listing shows the date its tier was verified when that date is on record.
What happens when a verification expires?+
Tier 3 site verifications and Tier 4 title checks are stamped with a completion date. Tier 4 is recommended to be refreshed annually; Tier 3 photography is considered fresh for twelve months. When a verification ages out, the badge drops to the highest still-valid tier and the listing is surfaced to the seller to refresh.
Can I request a higher tier on a listing I'm interested in?+
Yes. Signed-in users can request an additional verification directly from the listing or from the requests section of their dashboard. We route the request to the seller and confirm back once someone has been assigned to perform the check. You are not billed for the request itself; any fee for the work is quoted before it begins.
Who performs a Tier 2, 3 or 4 check?+
A legal practitioner for the document review and the registry search, and a surveyor for the site visit. Whoever performs a check is named on the listing's verification record with the date it was recorded, so you can see who stood behind it.
What if I'm buying from outside Nigeria?+
The verification process does not change; the same checks are run and recorded. From your dashboard you can request a Tier 4 pack, ask for a fresh site video, or nominate a representative in-country to attend the final walk. Document handover is always to your registered email once your NIN is on file; every transfer stays on-platform so there's a single audit trail you can rely on.
Why don't I see unverified listings on the site?+
Tier 0 listings are submissions our team has not yet approved. We hold them in an intake queue rather than publishing them, showing unverified inventory would undermine the trust-signal the rest of the tiers are built to provide. Once our team approves the listing it moves to Tier 1 and goes public.
How do risk flags work?+
Risk flags are amber annotations our team records on an otherwise-verified listing. A reviewer may clear a deed and still note that the access road is unpaved, or that the survey plan predates the current state format. Flags do not block a listing; they surface the kind of thing a careful buyer would ask about anyway. Red flags are different: a red flag delists the plot entirely.

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